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Immigration Wealth Pathway™

Terms of Use

Effective date: August 30, 2025

Quick summary (not a substitute for the full Terms)

  • Educational-only site; not a law firm and not financial/tax advice. Independent attorneys provide legal services; you may choose your own counsel.
  • Information may change; you are responsible for verifying current rules, costs, and eligibility with qualified professionals.
  • Use the Site lawfully. Do not attempt to misuse or disrupt services, or submit unlawful or sensitive data in open text fields.
  • We provide the Site “as is,” without warranties; liability is limited to the maximum extent allowed by law.
  • Binding arbitration and class-action waiver apply (see Dispute Resolution). Some jurisdictions may grant you additional rights.
  • Contact: hello@immigration-wealth-pathway.com.
Table of contents
  1. 1) Acceptance of Terms
  2. 2) Eligibility & age
  3. 3) Educational-only; no legal, tax, or financial advice
  4. 4) Independent attorneys & financial professionals
  5. 5) No offer, solicitation, or brokerage
  6. 6) Your responsibilities
  7. 7) Prohibited uses
  8. 8) Intellectual property & license to use the Site
  9. 9) Feedback
  10. 10) Third-party services & links
  11. 11) Regulatory & compliance disclosures
  12. 12) Privacy
  13. 13) Disclaimers; no warranties
  14. 14) Limitation of liability
  15. 15) Indemnification
  16. 16) Changes to the Site and to these Terms
  17. 17) Suspension & termination
  18. 18) Governing law
  19. 19) Dispute resolution; arbitration; class-action waiver
  20. 20) Electronic communications & e-sign consent
  21. 21) Force majeure
  22. 22) Miscellaneous
  23. 23) Contact

1) Acceptance of Terms

By accessing or using Immigration Wealth Pathway™ at immigration-wealth-pathway.com (the “Site”), you agree to be bound by these Terms of Use (the “Terms”) and our Privacy Policy. If you do not agree, do not use the Site. We may update the Terms from time to time; the “Effective date” above reflects the latest version.

2) Eligibility & age

You represent that you are at least 18 years old (or the age of majority in your jurisdiction) and have the legal capacity to enter into these Terms. You are responsible for ensuring that your use of the Site complies with all applicable laws where you reside or access the Site.

3) Educational-only; no legal, tax, or financial advice

The Site provides educational information about trust-owned life insurance strategies (ILIT), collateral assignments, and investment-based immigration pathways (e.g., EB‑5). We are not a law firm, and the Site does not provide legal, tax, financial, investment, or insurance advice. Information is general and may not apply to your specific circumstances. You should consult qualified independent professionals before making decisions.

4) Independent attorneys & financial professionals

Legal services are provided by independent attorneys, not by Immigration Wealth Pathway™. We may introduce you to independent attorneys for your convenience, but you remain free to choose your own counsel. Any attorney‑client relationship exists solely between you and the attorney you engage. Similarly, insurance producers, lenders, and investment providers are independent third parties subject to their own licensing and terms.

5) No offer, solicitation, or brokerage

The Site is not an offer or solicitation to buy/sell any securities, insurance, or other financial products. We are not a broker‑dealer or investment adviser. If you engage in any transaction with a third party (e.g., EB‑5 regional center, lender, or insurer), your relationship is with that party, under its terms and disclosures.

6) Your responsibilities

  • Provide accurate, current, and complete information in all forms and communications.
  • Verify all laws, rules, program thresholds, and deadlines with qualified professionals and official sources (e.g., USCIS).
  • Maintain the security of your devices and accounts, and promptly notify us of any suspected breach related to the Site.
  • Comply with these Terms and applicable law.

7) Prohibited uses

You may not use the Site to:

  • Violate any law or third‑party rights; submit unlawful, defamatory, or infringing content.
  • Upload or transmit malware, automated scripts, or attempts to disrupt or overload the Site.
  • Scrape, harvest, reverse engineer, or otherwise access the Site in ways not expressly permitted.
  • Submit sensitive personal data via open text fields (e.g., SSN, bank numbers).

8) Intellectual property & license to use the Site

The Site and its contents are owned by us or our licensors and are protected by law. Subject to these Terms, we grant you a limited, revocable, non‑exclusive, non‑transferable license to access and use the Site for personal, non‑commercial purposes. All rights not expressly granted are reserved.

9) Feedback

If you send ideas, suggestions, or feedback, you grant us a perpetual, irrevocable, royalty‑free, worldwide license to use and exploit such feedback without restriction and without compensation to you.

10) Third-party services & links

The Site may reference or link to third‑party websites and services (e.g., Google Forms, GA4, Microsoft Clarity, Meta). We do not control or endorse third‑party content and are not responsible for their practices. Your use of third‑party services is governed by their terms and policies.

11) Regulatory & compliance disclosures

  • Insurance & ILIT: Any insurance illustrations are for educational purposes only and are not guarantees. Underwriting decisions, premiums, policy performance, and availability vary by carrier and state. Consult licensed insurance producers and independent attorneys regarding ILITs, collateral assignments, and estate implications.
  • Immigration: Program thresholds (e.g., EB‑5 investment amounts) and rules may change. Funds must generally be lawfully sourced and “at risk.” Immigration outcomes are not guaranteed.
  • Lending: Lender approvals, terms, and collateral requirements vary by institution and are not guaranteed.
  • Licensing: If we list licensing details (e.g., NPN, state licenses), they will appear in our footer or disclosures. Availability of products/features may vary by state.

12) Privacy

Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and share information, and your choices regarding cookies and analytics.

13) Disclaimers; no warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF ACCURACY, NON‑INFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, SECURE, OR ERROR‑FREE.

14) Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL IMMIGRATION WEALTH PATHWAY™ OR ITS OWNERS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIMS RELATING TO THE SITE SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS (USD $100) OR THE AMOUNT YOU PAID US (IF ANY) FOR THE SERVICE GIVING RISE TO THE CLAIM IN THE TWELVE (12) MONTHS PRECEDING THE EVENT.

15) Indemnification

You agree to defend, indemnify, and hold harmless Immigration Wealth Pathway™ and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with (i) your use of the Site, (ii) your violation of these Terms, or (iii) your violation of applicable law or third‑party rights.

16) Changes to the Site and to these Terms

We may modify or discontinue any part of the Site at any time without notice. We may update these Terms from time to time; the Effective date above indicates the latest version. Continued use of the Site after changes constitutes acceptance of the updated Terms.

17) Suspension & termination

We may suspend or terminate your access to the Site at any time, for any reason, including if we reasonably believe you have violated these Terms or applicable law.

18) Governing law

These Terms are governed by the laws of the State of New York, without regard to conflict‑of‑laws principles, and by applicable U.S. federal law.

19) Dispute resolution; arbitration; class-action waiver

PLEASE READ THIS SECTION CAREFULLY. Any dispute, claim, or controversy arising out of or relating to these Terms or the Site shall be resolved by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, rather than in court, except that either party may seek injunctive or equitable relief in a court of competent jurisdiction to prevent actual or threatened infringement, misappropriation, or violation of intellectual property rights. Arbitration shall take place in New York County, New York, before a single arbitrator. YOU AND WE WAIVE ANY RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION.

You may opt‑out of this arbitration agreement within 30 days of first accepting these Terms by sending an email titled “Arbitration Opt‑Out” to hello@immigration-wealth-pathway.com including your name and the email address used on the Site.

20) Electronic communications & e-sign consent

By using the Site, you consent to receive communications electronically and agree that electronic signatures and records satisfy legal requirements as if they were in writing. You may withdraw consent by contacting us, though we may be unable to continue providing certain features if you do.

21) Force majeure

We are not liable for any delay or failure to perform due to causes beyond our reasonable control, including acts of God, war, terrorism, pandemics, labor disputes, government actions, internet failures, or utility outages.

22) Miscellaneous

  • Severability: If any provision is found unenforceable, the remaining provisions will remain in full force and effect.
  • No waiver: Failure to enforce any right is not a waiver of that right.
  • Assignment: You may not assign these Terms without our prior written consent; we may assign them without restriction.
  • Entire agreement: These Terms, together with the Privacy Policy and any additional notices, constitute the entire agreement between you and us regarding the Site.
  • Headings: Headings are for convenience only and do not affect interpretation.

23) Contact

For questions about these Terms, contact hello@immigration-wealth-pathway.com.

These Terms are provided for general informational purposes and do not constitute legal advice. You should consult your own legal counsel to understand how these Terms apply to your specific situation.