Turn $500/mo into a path toward U.S. lawful permanent residence (“green card”) and build generational wealth, legally
We educate and coordinate a trust-owned life insurance strategy (ILIT) with lender-accepted collateral assignment for investment-based immigration (e.g., EB-5). Independent attorneys handle legal work.
Who this helps: international students & grads, skilled workers and contractors, and U.S.-based immigrants on temporary status ready to invest with attorney guidance.
Educational only; we are not a law firm. Independent attorneys provide legal services; underwriting and outcomes vary.
EB-5 qualify without saving $800,000 first
EB-5 can lead to permanent residency when you invest in a qualifying project and help create jobs. Many projects require investments around $800,000 (set by law; amounts may change). Our role is educational and coordinating: we help you set up an ILIT that owns a permanent life insurance policy and document a lender-accepted collateral assignment so you don’t need to stockpile the full amount in cash before you begin. Independent attorneys oversee the trust and immigration filings; underwriting and lender approvals apply. After approval, your ongoing policy and trust can support a plan to build generational wealth.
Who this helps
F‑1 students, CPT/OPT grads, and recent alumni planning a compliant path to residency with attorney oversight.
H‑1B/L‑1/O‑1/TN/E‑3 or contractors who want a documented funding plan aligned with underwriting and lender diligence.
Those on temporary status (e.g., TPS, parole, pending AOS, pending asylum, certain B‑visitors) evaluating investment‑based options case by case with an attorney.
How It Works
Five practical steps : simple, transparent, and compliant. The long-term goal: build generational wealth.
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Step 1
Create the Trust (ILIT)
Independent attorneys draft an ILIT to own your policy and enable collateral assignment.
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Step 2
Secure the Policy
A permanent policy sized to your budget (often $1M–$3M). Underwriting applies; benefits are not guarantees.
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Step 3
Use as Collateral
A lender accepts a collateral assignment of the policy’s death benefit or cash value to document funding.
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Step 4
File Immigration Papers
Independent attorneys prepare and file the immigration petitions.
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Step 5
Build Generational Wealth
Manage your plan prudently over time; results vary; no guarantees.
Quick eligibility (60s)
Answer 3 questions. We’ll show a simple result and your next step.
Eligibility matrix (quick reference)
| Status | Initial Fit | Notes |
|---|---|---|
| F-1 / OPT / CPT | Likely | Common path with budget-sized policy & attorney oversight. |
| H-1B / H-4 / L-1 / O-1 / TN / E-3 | Likely | Employment stability helps underwriting & lender diligence. |
| E-2 Investor | Likely | Investor profile fits; confirm source-of-funds and risk. |
| TPS / Parole / Pending AOS | Maybe | Needs attorney review of timing & documentation. |
| J-1 / J-2 | Maybe | Consider home-residency rules; attorney review required. |
| Visitor (B-1/B-2) planning to adjust | Maybe | Intent & timing sensitive; must get attorney guidance. |
| Asylum (with EAD) | Maybe | Underwriting + lender comfort vary; case-by-case. |
| Pending asylum | Maybe | Attorney review recommended for timing and documentation. |
| Other statuses | Maybe | Case-by-case with attorney; provide details in application. |
| Asylum (no EAD) | Unlikely | Limited underwriting viability; consider alternatives. |
| No status / overstay | Unlikely | High risk and documentation hurdles; explore legal status first. |
Educational only; independent attorneys provide legal services. Underwriting, lender terms, and immigration outcomes vary.
Next step
Apply now. After you apply, we’ll contact you with next steps and a documents checklist.
- Funds must be lawfully sourced and at risk per program rules.
- Insurance illustrations are not guarantees; actual values may differ.
- Collateral assignment and loan terms are subject to lender approval.
FAQ
Is this legal and compliant?
Yes when structured correctly by independent attorneys. Funds must be lawfully sourced and at risk; documentation supports compliance. Educational only.
Do I need $800,000 in cash?
Not necessarily. A lender may accept a collateral assignment of an ILIT-owned policy’s death benefit or cash value. Terms vary; no guarantees.
What are the risks?
All investments carry risk. Insurance illustrations are not guarantees. Underwriting, lender approval, and immigration outcomes vary.
Who provides legal services?
Independent attorneys you select. We are not a law firm and do not give legal or tax advice.